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What is debt consolidation? How could a debt consolidation loan from FIRSTPLUS help me? How do I apply for my debt consolidation loan?
Debt consolidation allows you to simplify the way you pay back your debts. A debt consolidation loan can be used to transfer your existing credit - such as credit cards and store cards - into one loan with just one manageable monthly repayment. Use our loan calculator to see how much your monthly repayments could be?
A debt consolidation loan doesn't mean you end up with less debt - but it could mean you are paying less interest or spreading your costs over a longer term, therefore making them more affordable.
However, if you borrow money over a longer term to make your repayments more affordable, it could mean you pay more interest overall.
Apply now for your debt consolidation loan. Typical 8.5% APR variable.
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A debt consolidation loan can be helpful if you're currently finding it difficult to manage credit repayments to more than one lender. Also, if you can only afford to pay the minimum payment off your credit and store cards each month, you will be paying off mostly interest rather than actually paying off your debt. What’s more, each lender will be charging their own rate of interest and this could be considerably higher than the debt consolidation loan rate we are able to offer - Typical 8.5% APR variable.
With a debt consolidation loan from FIRSTPLUS you could:
You can apply now online or use our loan calculator to work out the debt consolidation loan that FIRSTPLUS may be able to offer you. If you'd prefer to speak to one of our experienced advisors about debt consolidation, call 0800 052 0202* - and they'll be happy to discuss your needs.
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