the facts

2. get an online decision in minutes

You can now get an online loan decision in minutes so straight away you'll now know how much you can borrow. Or if you'd prefer, you can still call us on 0800 052 0202*.

4. just one person to talk to

From the beginning of your acceptance, you'll have your own dedicated Customer Account Manager who will guide you through the whole process and be on hand if you need them. And everyone you speak to is based in the UK.

5. choose an amount and repayment period that suits you

You can get a loan from just £5,000 up to £100,000. You request the repayment term to suit your circumstances - from 5 to 25 years with monthly payments to fit your budget. And you can request to change your term or borrow more at any time.

6. a quick and easy lending process

Once we've approved your loan, we make certain your money gets to you as soon as possible.  Find out more about our lending process.

7. and if the unexpected does happen

There's always our Payment Protection Insurance. So if you did fall ill, have an accident or were made redundant, you'd still be protected. – (subject to terms and conditions).